Debt can make your life better or/and can tear your life apart. Most people always take the positive part of having debts without taking in consideration how debts can ruin our life and also how easy we can get rid of our debts by following simple steps.<br />There are no hidden secrets behind becoming debt free and there is no magic involved at all. A very simple concept and an easy calculation can make your life better. Believe the unbelievable, one word can change your life: &ldquo;Interest&rdquo;!<br />Becoming debt free works on a few simple principles. Payoff the debts first on which you will be paying huge interest, allocate an extra payment each month to accelerate your debt payments. Use monthly payments from a paid-off debt to pay another un-paid debt. A clear explanation is provided in this e-book.<br />This e-book has been written out of the experience gained during many years in this field. It has been written with the special concerns of people who cannot afford to limit their debts or become debt free<br />People from teenagers to adults should find the e-book valuable. If we learn, we can avoid having debts. Couple of hours reading this e-book will help you save couple of hundreds and thousand of dollars.<br /><br />Do not waste your time asking on how to become debt free! Read this e-book now!<br />Drowning in bills? Get your life back with this e-book. However bad your debt are, there is a solution.<br />The most important is to educate yourself on how to calculate interest.<br /><br /><br />Table of contents<br /><br />Preface&nbsp;&nbsp; &nbsp;<br />Section I: Introduction on debts&nbsp;&nbsp; &nbsp;<br />Chapter 1: What Exactly is Debt?&nbsp;&nbsp; &nbsp;<br />Chapter 2: Why do people get into debt?&nbsp;&nbsp; &nbsp;<br />Chapter 3: How to avoid debts&nbsp;&nbsp; &nbsp;<br />Section II: Guide to Getting Rid of Your Debts&nbsp;&nbsp; &nbsp;<br />Chapter 4: Summarize your debts&nbsp;&nbsp; &nbsp;<br />Chapter 5: Create a Debt Free/Reduction Plan&nbsp;&nbsp; &nbsp;<br />Chapter 6: Steps Towards Being Debt Free&nbsp;&nbsp; &nbsp;<br />Chapter 7: Help yourself out&nbsp;&nbsp; &nbsp;<br />Section III: Conclusion&nbsp;&nbsp; &nbsp;<br /><br /><br />&nbsp;