Parents have always had more or less trouble in the financial trainingof their children; and there has probably been no aspect of family life which has been the cause of greater strain and stress than the problem of the child and his money. The problem has grown more acute in our country with the de velopment of urban life, until to-day it has become imperative for the welfare, alike of the family and of the community, that there should be some in telligent plan systematically followed in dealing with the child and the youth in relation to the earn ing and spending of money.