One of the finest characters in the world was the old English merchant. We may and have improved upon many things, but not upon that. A different spirit reigns in commerce from that which ruled it long ago, and not a better one. We are more the shopkeeper, as a celebrated but not a great man called us, and less the merchant. As a people, our commerce is more extended, but the separate transactions are smaller; and minute dealings almost always produce paltry minds. Not at all do I mean to say that the old English merchant is without his representatives; but they are fewer than in other times, both with reference to our numbers and to our extended trade.