Frugality Wisdom with the right mindset will focus Wealth as Thought and Not things ,<br />as most meaningful manifestation of frugality is in the use of our time, our words, our thoughts and our actions.<br /><br />Hongkong Tycoon Mr Li once told his son: &ldquo;My apple tastes different to yours. It tastes much better.<br />That is because when I was a little boy, I passed by fruit stands, and I had no money to buy any fruit.&rdquo;<br />He further elaborates ;<br />&ldquo;Observing billionaires spending their money, we learn a lesson in living:<br /><br />Life can be designed . Careers can be planned .Happiness can be prepared .<br />When you are poor , try spend less time at home and more time outside .<br />When you are rich ,stay at home more and less out side .<br />This is the art of living with frugality .<br />When you are poor spend money on others .<br />When you&rsquo;re rich spend money on yourself.<br />When one is poor be good to others , When one is rich, one must learn to let others be good to you .<br />You have to learned to be good to yourself better.<br /><br />When you are poor , you have to throw yourself out in the open and<br />let people make good use of you<br /><br />When you are rich , you have to conserve yourself well and don&rsquo;t let people make use of you.<br /><br />You do not need to be afraid of being poor , you need to know how to invest in yourself<br />and increase your wisdom and stature .