Get the Most out of Your Canadian Government Pension!

Are you getting everything you can from the government?
The public pension system is complex and often changes, which means many people are not claiming money that they’re entitled to.

Do you know all of your options for maximizing your pension?
Many people missed out on government pensions because they failed to take action to maximize their benefits.

Could you use more money to pay your bills?
Read this book to make sure you’re not missing out on benefits that could help you pay your bills.

Did you know?

• Government pensions are not automatic. You have to apply for it.
• You do not have to stop working to receive your government pension.
• You may be eligible for government pensions from Canada even if you are living abroad and have never worked in Canada.
• You may have to pay back part or all of your Old Age Security pension if your annual income is higher than a certain level. This is also known as the OAS clawback.
• Many people missed out on government pensions because they failed to take action to minimize the clawback.
• You can minimize the clawback, maximize your pension, and save taxes by following a few simple and proven strategies.

About this book
This book was written to help you get the most out of your government pensions. Inside you'll find everything you need to know about Canada's public pension system and the actions and strategies that you can take to reduce the clawback on your OAS pension. Specifically, you will learn:

• What benefits are offered, how to qualify, and how to apply for it.
• Why it is important to have an RRSP withdrawal strategy.
• Why it is important to have a tax efficient investment strategy.
• How you can minimize the clawback, maximize your pension, and save taxes by following a few simple and proven strategies.

This book is for you if you are:

• at or approaching retirement age
• a Canadian living abroad
• a new immigrant to Canada
• a financial planner
• an immigration consultant
• a human resources professional
• a student of public policy

Read this book and start getting the money you deserve!