The Opening letter of this volume takes up the story from the day of his landing in America. It will however, I think, make what follows a little clearer, as well as possibly more useful, if I add a few more words of introduction. Two years before, in consequence of very serious losses, my brother had broken up his establish ment, and gone with his three boys into a small four-roomed house in one of the suburbs of London, sending his only daughter (the writer of Part V)